Opto Financial Solutions

Employee Benefits




Ongoing Support 


Setting aside the statutory requirements of Auto-Enrolment, the ultimate purpose of providing benefits is to help attract and retain quality employees through a combination of quality benefits, good communication and proactive support.

Typically we run a range of benefits for our clients including:

  • Group Pension schemes including Salary Sacrifice arrangements and Auto-Enrolment
  • Group Death in Service
  • Group Income Protection
  • Group Critical Illness
  • Group Private Medical Insurance
  • Group Dental Insurance

If you offer any of these benefits but do not think that the level of service provided or the quality of communication with staff is very good, then it is likely your employees will not appreciate the value of the benefits being offered to them.  It may therefore be time for a fresh approach.

Opto Financial Solutions are based in the South East and aim to offer clients an excellence of service and communication in the provision of traditional employee benefits in order to maximise the value of your expenditure so your employees appreciate the benefits that they receive.

We strongly believe that the provision of employee benefits and communication to staff can only be done by someone who you value and respect.  Our approach to employee benefit provision is therefore completely relationship driven.  Our business aim is to build long lasting relationships with clients by adopting this personal approach.


Retirement benefits servicing programme

  • Analysis of group pension arrangements
  • Recommendations on new group schemes or improvements to existing group schemes
  • Salary Sacrifice Arrangements
  • Initial staff meetings
  • One-to-one pension “surgeries”
  • Ongoing regular meetings for existing and joining staff
  • Annual review meetings
  • Advice on pre-existing pension arrangements and paid up policies
  • Pre-retirement counselling
  • Investment Planning
  • Age and risk specific strategic asset allocation
  • Design and implementation of default investment strategies
  • Ongoing monitoring and annual reviews of investment strategies and performance

Scheme Administration

  • Announcement letters/packs
  • Personalised Scheme benefits booklets
  • Data transmission/validation
  • Facilitating e-joining or streamlined joining
  • Fund valuations

Group Risk Benefits (installations and rebroking)

  • Group death in service
  • Group private medical (PMI)
  • Group income replacement/disability benefits (PHI)
  • Group Critical Illness (CI)
  • Group Dental
  • Claims support

Our personal approach allows us to tailor make solutions that meet your business needs and budgetary requirements.  Please CONTACT US for more information.





Opto Financial Solutions is a trading name of 2plan wealth management Ltd which is authorised and regulated by the Financial Conduct Authority.  It is entered on the FCA register (www.fca.org.uk) under reference 461598.  Registered address: Bridgewater Place, Water Lane, Leeds LS11 5BZ.  Registered in England number: 05998270. VAT Registered: 107831677. This site is for UK consumer only.